Posts Tagged ‘New Jersey’

New Jersey Charging for Fire/First-Aid Service?

December 9th, 2010 by Iris | Comments Off | Filed in fire insurance, health insurance, insurance news

While many private ambulance services ask local residents to pay an annual membership fee in order to defray costs of actually using an ambulance, some residents of New Jersey might soon have to pay if they need the fire department as well.

According to Insurance Journal, the Salem, NJ city council has recently adopted an ordinance that allows fire departments to charge money in order to recoup costs.

According to Fire Chief Fred Ayars, this ordinance isn’t designed to take money out of residents’ pockets, but to get it from insurance companies. Apparently, if local fire departments adopt a schedule of fees, most fire and insurance policies will reimburse them for expenses.

The Chief also told the press that if a resident doesn’t have insurance, there will be no fee incurred.

Elsewhere in New Jersey, the city of Cape May is considering an $8/mile assessment for ambulance service to help balance the 2011 budget. There’s already a $500 charge for ambulance service in Cape May; this assessment would increase that fee by roughly $100, however, the local press reports that Cape May’s mayor, Ed Mahaney, has expressed concern that some people would choose not to call for an ambulance because of the additional cost.

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Get Some Rest, Don’t Get Arrested

February 11th, 2010 by admin | Comments Off | Filed in auto insurance

It’s no secret that maintaining healthy habits can save us money on health and life insurance, but in New Jersey doing so can also keep you out of jail, and it’s been that way since 2003.

What am I talking about?

There’s a law on the books in the Garden State that makes it illegal to sleep and drive. More specifically, the law prohibits motorists from knowingly operating their vehicles when impaired by lack of sleep.

How does this work?

Well, according to the Insurance Information Institute, New Jersey law equates sleepy driving with reckless driving. If you’re behind the wheel, and you cause an accident that results in a death, you can be charged with vehicular homicide, and be sentenced to fines plus up to ten years in jail.

That may sound like a stiff penalty for missing a little shut-eye, but the National Highway Traffic Safety Administration has statistics pointing to falling asleep at the wheel as the cause of at least 1,500 deaths and 100,000 crashes every year. As well, the National Sleep Foundation has polling data showing that roughly half of all American adult drivers “drive while drowsy,” and about twenty percent have admitted to actually fallen asleep while driving.

Currently, New Jersey is the only state with a “Don’t Doze and Drive” law on the books.

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