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	<title>InsuranceSpecialists Blog &#187; cobra insurance</title>
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		<title>Friday Filmstrips: COBRA explained</title>
		<link>http://www.insurancespecialists.com/blog/2010/12/10/friday-filmstrips-cobra-explained/</link>
		<comments>http://www.insurancespecialists.com/blog/2010/12/10/friday-filmstrips-cobra-explained/#comments</comments>
		<pubDate>Fri, 10 Dec 2010 16:05:08 +0000</pubDate>
		<dc:creator>Iris</dc:creator>
				<category><![CDATA[cobra insurance]]></category>
		<category><![CDATA[friday filmstrips]]></category>
		<category><![CDATA[COBRA]]></category>

		<guid isPermaLink="false">http://www.insurancespecialists.com/blog/?p=493</guid>
		<description><![CDATA[With so many people unemployed because of the state of the American economy, COBRA is an oft-heard term. But what are COBRA benefits, and how do they work? This week&#8217;s Friday Filmstrip from StaySmart/StayHealthy, via YouTube, explains it:]]></description>
			<content:encoded><![CDATA[<p>With so many people unemployed because of the state of the American economy, COBRA is an oft-heard term. But what are COBRA benefits, and how do they work? This week&#8217;s Friday Filmstrip from StaySmart/StayHealthy, via YouTube, explains it: </p>
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		<title>Flood Insurance and Other Programs Temporarily Restored</title>
		<link>http://www.insurancespecialists.com/blog/2010/03/05/flood-insurance-and-other-programs-temporarily-restored/</link>
		<comments>http://www.insurancespecialists.com/blog/2010/03/05/flood-insurance-and-other-programs-temporarily-restored/#comments</comments>
		<pubDate>Sat, 06 Mar 2010 06:28:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[cobra insurance]]></category>
		<category><![CDATA[flood insurance]]></category>

		<guid isPermaLink="false">http://www.insurancespecialists.com/blog/?p=93</guid>
		<description><![CDATA[Earlier this week, the U.S. Senate passed legislation that included an extension for the federal flood insurance program until the 28th of March. The extension means that the NFIP (National Flood Insurance Program) can once again issue new policies, something it hasn&#8217;t been able to do since its authorization expired at midnight last Friday. The [...]]]></description>
			<content:encoded><![CDATA[<p>Earlier this week, the U.S. Senate passed legislation that included an extension for the federal flood insurance program until the 28th of March.  The extension means that the NFIP (National Flood Insurance Program) can once again issue new policies, something it hasn&#8217;t been able to do since its authorization expired at midnight last Friday. The issuing of new and renewal policies has now resumed. </p>
<p>Brad Carroll, press secretary with FEMA, said in a statement, &#8220;This reauthorization allows for policies to continue to be issued and renewed. Individuals who were seeking to renew their policies or purchase a new policy during the brief period between February 28 and March 2, when the NFIP was not reauthorized, may now proceed with their purchase. Existing policies were not impacted by the brief lapse in Congressional authorization and continue uninterrupted.&#8221; </p>
<p>On February 26, the NFIP had issued a memo that included guidelines for operations during a hiatus, but the several-day hiatus that followed almost immediately did not affect any claims payouts.</p>
<p>Other programs reauthorized through this emergency legislation include COBRA benefits and unemployment insurance.</p>
<p>The National Flood Insurance Program currently covers about 5 million people. </p>
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