Archive for the ‘health insurance’ Category

Film Strip: Get the Most Out of your Health Plan

August 16th, 2011 by Iris | Comments Off | Filed in advice and how-tos, friday filmstrips, health insurance

Whether your health plan is an individual policy or an employer-sponsored health plan, there are ways you can maximize your health insurance dollars. This video, from StaySmart StayHealthy & YouTube, shows you how:

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Friday Filmstrip: Chiropractors and Insurance

August 5th, 2011 by Iris | Comments Off | Filed in friday filmstrips, health insurance

When you need chiropractic care, your insurance company may make you jump through a lot of hoops to get any kind of coverage. This chiropractor from Minnesota explains why asking about insurance shouldn’t be your first question. Enjoy.

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California Assembly Approves Helmet Law…for Skiers.

July 19th, 2011 by Iris | Comments Off | Filed in health insurance, insurance specialists

The California Assembly has passed a bill requiring that snowboarders and skiers under the age of 18 would be required to wear helmets while playing on the slopes. It was approved by a party-line vote of 49-23. Not surprisingly, Republican legislators referred to the bill as the latest example of “nanny state” laws.

Supporters of the bill, SB105, say raising awareness and requiring helmets could prevent head and brain injuries which are potentially life-ending in children as well as being expensive to treat, in turn making health insurance rates soar ever higher. Those caught on the slopes without protective head gear could be fined $25.

The bill was approved by the California Senate in April, but will vote on any amendments made by the Assembly before it goes to the governor for signature or veto.

There are four other states which have such laws on their books, and two others are considering them.

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Friday Filmstrip: Dual Health Insurance

July 8th, 2011 by Iris | Comments Off | Filed in friday filmstrips, health insurance

For most people, dual health insurance isn’t something they ever have to think about; for others, it’s a necessity. If you’re in the latter category, this video has some great advice:

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Supreme Court Declines to Hear Military Malpractice Case

July 6th, 2011 by Iris | Comments Off | Filed in health insurance, insurance news

On Monday, June 27th, the U.S. Supreme Court declined, without comment, to hear the California case Witt vs. U.S., that many activists thought was the best chance in decades to eliminate malpractice liability shields for military hospitals.

The case concerned Dean Patrick Witt, a twenty-five-year-old staff sergeant from the Air Force who died after a nurse in a military hospital inserted a breathing tube down the wrong part of his throat during an appendectomy, an operation generally considered to be “routine.”

A decision made by the Supreme Court in 1950, the Feres Doctrine, blocked Witt’s family from suing the hospital for compensation.

The effort to invalidate the Feres Doctrine has received significant support from veterans groups and active-duty military officers, seven of whom filed briefs in Witts case, in order to demonstrate the public’s interest in this legislation.

After the Supreme Court declined to hear the case, U.S. Representative Maurice Hinchey (D – New York) said that later this year he’ll reintroduce legislation to change the law, but he pointed out that it’s already survived more than a few legal challenges and congressional attempts to overturn it, so he’ll be fighting an uphill battle.

Two years ago, a similar bill that Hinchey co-sponsored, proposed in the name of a 29-year-old Iraq war veteran of the Marines who died of skin cancer that his family believes was misdiagnosed, saw some movement, but the Republicans on the Hill opposed the measure claiming it would open up the military to expensive lawsuits that would not service families, but would benefit trial attorneys.

If the law is changed, the federal government would be exposed to billions of dollars in liability claims, which makes it incredibly unlikely that this Congress, already facing sharp partisan divisions and hunting for ways to cut expenses, will pass any such legislation.

The official estimate from the Congressional Budget Office is that the government would have to pay out about $135 million a year in claims, more if the law was written to be retroactive. Hinchey maintains, however, that the cost would be less than that estimate, since his proposed law would mean a better level of care in military hospitals, resulting in fewer negligence claims. He pointed out that federal prisoners have more rights than members of the military and their families when it comes to seeking recompense for medical malpractice.

Speaking to the press about the case, Hinchey said, “It is disappointing that the Supreme Court has again failed to correct the mistake it made 61 years ago when it wrongly decided Feres.”

The Austin, TX-based attorney whose firm represented the Witt famly, Jamal Alsaffar, said that he and other activists had been hopeful that this case would lead to a change in the law. He believes that Hinchey’s proposal in Congress is the best hope now.

“We’re not going to give up the fight for these military families,” Alsaffar said to the press. “We’re going to do whatever we can do to right this wrong.”

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Too Old for Pediatrician?

July 4th, 2011 by Iris | Comments Off | Filed in advice and how-tos, health insurance

It’s a question many of us don’t remember asking, but at some point in our lives, often when we’re eighteen and heading off to college, we make the transition from seeing a pediatrician to getting our health care from an adult doctor. As a parent, however, you have to help your teenager make that transition. Here are a few tips to help you do that:

– Make the switch as soon as your teenager expresses discomfort with the pediatrician or the pediatrician’s environment. This often happens around the age of 13. If your child has a good relationship with their pediatrician, at least make the switch before college. For girls, they may need to make this transition as soon as they have their first period.

– Ask your pediatrician for help. They won’t be offended, and they may be able to offer suggestions for family practitioners or internists who see patients under the age of eighteen.

Helping your teen transition away from their pediatrician is a vital step in raising a child, but there’s one more vital step for you: contact your health insurance company, and make sure they have all the necessary information for the new doctor.

– Help your teen prepare for their first visit to the “adult” doctor by making a list of questions they’d like to ask. Don’t read the list, just give suggestions.

– Encourage your teenager to be involved in decisions about their medical care. Until they turn eighteen, the ultimate decisions are yours, but their opinions should be considered.

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Judge Says Indiana CANNOT Defund Planned Parenthood

June 29th, 2011 by Iris | Comments Off | Filed in health care reform, health insurance, women and insurance

Last Friday, June 24th, a federal judge ruled that the state of Indiana may not block state and federal public funding of Planned Parenthood only because the medical organization provides abortions. The ruling also granted Planned Parenthood an injunction on the state’s attempt at defunding.

The decision, made by U.S. District Judge Tanya Walton Pratt, in Indianapolis, agreed with the federal viewpoint that individual states may not disqualify Medicaid providers just because they also happen to be abortion providers, nor may the states do anything to restrict the freedom of Medicaid patients to select their own health care providers.

Bryan Corbin, the spokesperson for the Indiana attorney general’s office, said that the state will probably appeal this ruling.

The law, which went into effect last month, made Indiana the first state in the country to refuse to disburse Medicaid funds meant to be used for breast exams and Pap smears to Planned Parenthood. The organization, which provides health care to about 9.300 Indiana clients who receive state-federal health insurance for low-income and disabled Medicaid recipients, lost about $1.4 million because of that legislation.

The state’s argument was that federal law disallows Medicaid-covered abortions in most circumstances, and that such procedures are indirectly funded because financial statements from Planned Parenthood show that Medicaid funds are comingled with revenue from other sources. The state believes that this means the state-federal health insurance plan for low-income and disabled people might therefore be subsidizing some of the overhead costs for space where abortions are performed.

Pratt’s ruling said that Planned Parenthood would feel “dire financial effects” because of the law, and that the defunding meant basic health care would be denied to Medicaid patients who use the facility.

Planned Parenthood of Indiana has actually been running without Medicaid funding since Indiana Governor Mitch Daniels signed the law into force on May 10th, but wasn’t forced to stop seeing Medicaid patients until last week, when the donations from private sources, used to cover those patients’ bills, ran out.

Nationally, less than 3% of the medical services Planned Parenthood provides are abortions, or abortion-related.

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